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Since 2003, over 700 commercial banks from 30 states have sent attendees to our seminars. We provide practical, realistic, and most importantly a small group work-shop approach to training. Our seminars are online but they are not webinars! Attendees actively participate in the training.

Interactive Training

Workshop Approach

Commercial Financial Analysis

Online Training

Over the past 20 years, several thousand credit analysts & lenders have attended our flagship the Commercial Financial Analysis series of seminars. For hundreds of commercial banks across the country, this 3-day series of seminars has proven essential for preparing new credit analysts & lenders for their role in generating sound commercial loans.

In each day of training, attendees review a loan request that would be typical of today’s lending environment. We begin by reviewing a loan request of a Sole Proprietorship, then continue with an S Corporation and then conclude with a CRE Partnership. In each case study, attendees generate the borrower/guarantor’s cash flow using federal tax returns, business financial information and personal financial statements. We review the most likely credit concerns that would face the lender in underwriting these loans.

Commercial Financial Analysis

CFA Online Training Fee: $675 per attendee
Fee provides attendance to all (3) seminars plus training material.

Seminars meet from 9:00 am to 5:00 pm (Central Time)

Small Group Interactive Training

Commercial Financial Analysis Seminars

Writing Credit Presentations

Credit presentations that clearly describe the loan request, ability to repay, loan structure & overall credit risk.

Training for credit analysts, commercial lenders & loan assistants on writing credit presentations. Attendees learn how to prepare presentations that clearly describe the loan request, the borrower’s ability to repay the loan, the proposed loan structure and overall credit risk.

Thru out the training, we focus on the credit officer’s perspective. Attendees learn how to better anticipate their questions, the reason for the questions and how to verify that the presentation satisfactory answers these questions.

Writing Credit Presentations Fee: $275 per attendee

WCP 2303 Tuesday, August 1st
WCP 2304 Thursday, August 3rd

Seminar meets from 9:00 am to 5:00 pm (Central Time)

Writing Credit Presentations

C & I
Working Capital Financing

Lenders should have the essential skills and training for evaluating, structuring & managing working capital lines of credit.

Working capital financing for a growing business can be very profitable for a commercial bank. However, lenders should recognize the risks and possess the credit skills required for such lending. These skills are especially important for lenders currently managing working capital lines of credit but have inadequate training in C&I lending.

Seminar Key Topics

Understanding the risks in working capital financing
Determining the appropriate amount of a line of credit
Recognizing the warning signs of the high-risk borrower
Rigorously evaluating accounts receivable and inventory
Structuring and monitoring a working capital line of credit
Protecting and liquidating working capital collateral

Working Capital Financing Fee: $275 per attendee

WCF 2301 Thursday, July 27th

Seminar meets from 9:00 am to 5:00 pm (Central Time)

C & I : Working Capital Financing

Exclusive On-Site Training

All of our training seminars can be conducted on-site and exclusively for a bank. The seminars are held at the bank facilities and conducted in-person by our instructor.