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FTD Resources has been a leading provider of specialized training for commercial lending, credit analysis, portfolio managers and underwriters since 2003. Our courses are designed to equip professionals in the banking industry with the knowledge and skills to make informed lending decisions and mitigate risk.

Interactive Training

Workshop Approach

Commercial Financial Analysis

Online Credit Workshop

Day 1 Introduction to Financial Analysis

Day 2 Tools of Financial Analysis

Day 3 Advance Financial Analysis

Over the past 20 years, several thousand credit analysts & lenders from more than 700 commercial banks across 36 states have attended our flagship the Commercial Financial Analysis series of seminars. Our training is recognized by Chief Credit Officers across the country as providing outstanding commercial lending training.

The training is far more than just credit analysis. Attendees gain valuable insights into underwriting, credit risk analysis, loan structuring, loan documentation, guarantor analysis, portfolio management, loan grading and many other lending areas. Essentially, Commercial Financial Analysis attendees leave the training far better prepared for their role in generating sound & profitable commercial loans.

Commercial Financial Analysis is conducted as an interactive online workshop. We limit attendance and thus provide a small group training environment. Attendees actively participate in the training, ensuring a more engaging and immersive learning experience.

How We Conduct Our Training as a Workshop

Each day of training revolves around reviewing loan requests that are representative of today's lending environment. We begin by examining a loan request from a Sole Proprietorship, followed by an S Corporation, and conclude with a CRE Partnership. In each case study, attendees are tasked with generating the cash flow of the borrower/guarantor using federal tax returns, business financial information, and personal financial statements. Furthermore, we thoroughly analyze the most probable credit concerns that lenders would encounter when underwriting these loans.

Commercial Financial Analysis: $675 per attendee
Fee provides attendance to all (3) seminars plus training material.

1st Quarter Seminars

January
CFA 2501 1/28 - 1/30

February

CFA 2502 2/4 - 2/6

CFA 2503 2/18 - 2/20

March

CFA 2504 3/4 - 3/6
CFA 2505 3/18 - 3/20

Seminars meet from 9:00 am to 5:00 pm (Central Time)

Commercial Financial Analysis Seminars

Small Group Interactive Training

Writing Credit Presentations

Credit presentations that clearly describe the loan request, ability to repay, loan structure & overall credit risk.

Training for credit analysts, commercial lenders & loan assistants on writing credit presentations. Attendees learn how to prepare presentations that clearly describe the loan request, the borrower’s ability to repay the loan, the proposed loan structure and overall credit risk.

Thru out the training, we focus on the credit officer’s perspective. Attendees learn how to better anticipate their questions, the reason for the questions and how to verify that the presentation satisfactory answers these questions.

Writing Credit Presentations Fee: $275 per attendee

WCP 2501 1/21/25

WCP 2502 1/23/25

Seminar meets from 9:00 am to 5:00 pm (Central Time)

WCP being offered on two different dates to better fit the schedule for attendees.

Writing Credit Presentations

C & I
Working Capital Financing

Lenders should have the essential skills and training for evaluating, structuring & managing working capital lines of credit.

Working capital financing for a growing business can be very profitable for a commercial bank. However, lenders should recognize the risks and possess the credit skills required for such lending. These skills are especially important for lenders currently managing working capital lines of credit but have inadequate training in C&I lending.

Seminar Key Topics

Understanding the risks in working capital financing
Determining the appropriate amount of a line of credit
Recognizing the warning signs of the high-risk borrower
Rigorously evaluating accounts receivable and inventory
Structuring and monitoring a working capital line of credit
Protecting and liquidating working capital collateral

Working Capital Financing Fee: $275 per attendee

WCF 2501 1/22/25

Seminar meets from 9:00 am to 5:00 pm (Central Time)

C & I : Working Capital Financing

Exclusive On-Site Training

All of our training seminars can be conducted on-site and exclusively for a bank. The seminars are held at the bank facilities and conducted in-person by our instructor.